Our process.
PURCHASE
1. Choose your property.
2. Tell your real estate agent you would like to close with us.
3. We receive a copy of the contract.
The contract is a written document which contains the terms of your deal. If you have an agent, the agent will typically draft the contract. If you do not have an agent, we can draft the contract. The closing process begins with a signed contract.
4. We open a closing file in our system called Qualia.
5. You will setup an account in Qualia.
With your Qualia account you can follow the process, complete information requests, and e-sign documents.
6. We will title search your property.
Our title search will confirm the seller owns clean title. You will get a report with our findings.
7. We will communicate with all relevant parties.
We will communicate with buyers, sellers, agents, lenders to gather all financial details and produce a settlement statement which details your costs.
8. We schedule your closing
9. Bring your funds to our office.
This is very important - we accept cashier's check or wires. Criminals will attempt to trick you to wire to their account. Do not fall for this. Always call us before wiring - 864.640.8960
10. Sign your documents.
We have many different options for signing your documents so the process is as convenient as possible.
REFINANCE
1. Choose your lender.
2. Tell your lender you would like to close with us.
3. We receive a "title request" from your lender.
The title request contains all of the details regarding your loan.
4. We open a closing file in our system called Qualia.
5. You will setup an account in Qualia.
With your Qualia account you can follow the process, complete information requests, and e-sign documents.
6. We will title search your property.
Our title search will confirm you own clean title. We will then provide this confirmation to the lender.
7. We will communicate with all relevant parties.
We will communicate with borrower and lender to gather all financial details and produce a settlement statement which details your costs.
8. We schedule your closing
9. Bring your funds to our office.
This is very important - we accept cashier's check or wires. Criminals will attempt to trick you to wire to their account. Do not fall for this. Always call us before wiring - 864.640.8960
10. Sign your documents.
We have many different options for signing your documents so the process is as convenient as possible.